Shiksha Financial Services

Shiksha Finance is India’s premier company that pioneered much needed innovation in the education finance industry in India. We have assisted thousands of students to pursue their hopes and dreams without worrying about funding. We also provided loans to educational institutions to build infrastructure, purchase assets and for working capital. COVID-19 pandemic and its aftereffects has significantly impacted educational institutions globally. The resulting stress and financial strain faced by these educational institutions have led to stressed repayment in loan accounts and school-based education loans. As a response to these challenges, many companies have made the strategic decision to transition their products from school-based education loans to MSME (Micro, Small, and Medium Enterprises) and micro loans. This shift in focus is driven by various market trends and opportunities, aligning with the long-term goals and vision of these companies. There has been a growing recognition of the potential in supporting MSMEs and micro enterprises. These businesses play a crucial role in driving economic growth, employment generation, poverty reduction and innovation in many countries. However, they often face difficulties accessing affordable credit due to limited collateral or credit history. By shifting their focus towards MSME and micro loans, companies can tap into a market segment with significant potential for growth and endorse a meaningful and sustainable shift towards performing fundamental roles in a socially responsible manner while diversifying their product portfolio. Thereby, companies can reduce their exposure to a single industry and spread their risk across multiple sectors. This strategic move enhances the company’s resilience and sustainability, ensuring continued growth even in challenging times.

Business Loan, Home Loan, Study Loan, SME Loan, Application process.